How Can You Tell If Your Credit Cards Have RFID Chips?

As you may know the HuMn Wallet protects against RFID skimming, but what is RFID? It stands for Radio Frequency Identification. It’s important to know what it is, but does it apply to you?

RFID chips are found in many items we use daily, not just credit cards. They are used in cards that open electronic locks, cards that let you drive through a toll booth without stopping, the remote that opens your car door, workplace ID that unlocks the office door, and even passports.

Credit cards are now becoming more equipped with these chips.  Standard credit cards store account information on the magnetic stripe used for swiping but credit cards that use RFID technology store data inside a “smart chip” within the plastic. The chip uses electromagnetic waves to transmit account information to a reader. RFID chips do not require contact to transfer information. They are used to create better convenience for the user and the merchant.

Many RFID chip credit cards have magnetic strips just like regular credit cards so they can be used the same way if needed. Here are a few ways to determine if your cards have RFID chips:

1. Look on your card for a PayPass logo or “waves.” paypass waves

2. Test out your card at a PayPass reader to see if it works.

3. Search online by typing in your credit card company name with the word “RFID.” See what is being said.

4. Contact your credit card company and ask if your card type includes an RFID chip.

RFID imageAMEXRFID ccImage

 

So what’s all the concern with these RFID chips? The ease in which a thief could gather all your credit card information using a homemade reader is scary! To add to the concern, you could still have possession of your credit card and not even know your card information has been stolen.

HuMn Wallet recognizes the concern for security so when creating the HuMn Wallet 2 and the HuMn Wallet Mini, steps were quickly in place to offer a solution. Protection against RFID skimming was implemented.

Whether or not you have a credit card or ID with RFID technology, you can rest assure that we got you covered.

Check out our Technology page to learn more about our process.

 

Trackbacks/Pingbacks

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